By accessing, browsing, or using the Rubida Microfinance website and its loan services, you agree to fully comply with these Terms and Conditions. These terms govern your use, outline responsibilities, limitations, and policies, and ensure proper and secure use of our services.
Use of Website
The content provided on this website is for general informational purposes only. Rubida Microfinance reserves the right to modify, update, or discontinue any part of the website or services without prior notice.
Eligibility
Loan services are subject to eligibility criteria as determined by Rubida Microfinance and associated financial institutions. Submission of an application does not guarantee loan approval.
Loan Approval & Disbursement
All loan approvals, interest rates, tenure, and disbursement are subject to verification of documents and credit assessment. Final approval rests solely with the lending institution.
User Responsibilities
You agree to provide accurate, complete, and updated information while applying for any loan service. Rubida Microfinance shall not be responsible for delays or rejections caused by incorrect or incomplete information.
Fees & Charges
Any applicable fees, processing charges, or service charges will be clearly communicated before loan processing. Rubida Microfinance does not encourage hidden charges.
Limitation of Liability
Rubida Microfinance shall not be liable for any direct, indirect, or incidental damages arising from the use of this website or services.
Third-Party Services
We may work with third-party financial institutions or service providers to process loan applications. Rubida Microfinance is not responsible for the policies or actions of such third parties.
Intellectual Property
All content, logos, and materials on this website are the property of Rubida Microfinance and may not be copied, reproduced, or used without prior written permission.
Changes to Terms
Rubida Microfinance reserves the right to update these Terms & Conditions at any time. Continued use of the website signifies acceptance of the updated terms.
Governing Law
These Terms & Conditions shall be governed by and interpreted in accordance with the laws of India.
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